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Total Score

(4.8)

User Score

(4.8)

Woman makes payment with credit card

Settlement

Settlements are commonly negotiated by third-party agencies who help to discuss your dues with a creditor. In a settlement, it is usually discussed and agreed upon that the borrower pays the creditor a lump sum amount. This amount is usually less than what the borrower originally owes.

  • PROS:

  • Helps you quickly fix your financial problems

  • Might be more costly in comparison to paying the actual amount that you owe

  • CONS:

  • An immediate but a makeshift solution to your debt issues

  • Some lenders might not accept your settlement offer

Consolidation

To consolidate debt is to collectively combine all of your accounts and form them into one enormous, single debt. In debt consolidation, borrowers usually take out a big loan with a more affordable payment option or more moderate interest rates and use it to pay off several other creditors.

  • PROS:

  • Does not require collateral

  • More attainable payment options

  • Instantaneous and straightforward process

  • CONS:

  • May potentially decrease your credit score rating

  • Will accumulate a larger interest rate of up to 15-20%

  • More extended payment terms

Young Happy Businesswoman Calculating Bill At Home
Happy young couple with documents calculating finance at home

Personal Loans

A personal loan is a process of borrowing money from banks, credit unions, online lenders, friends, or relatives with a set interest rate and payment plan. Personal loans can be categorized into a Secured or Unsecured Loan. Secured Loans are loans that require collateral or down payment while Unsecured Loans do not require any of it.

While applying for a personal loan can be a viable option, it is also crucial to consider the proposed interest rates and repayment plans being offered to you.

  • PROS:

  • A quicker method for clearing debts

  • Viable for a short-term solution

  • CONS:

  • Lengthy approval time

  • May have higher interest rates

Pinnacle One Funding

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Ideal Customer: Over $15,000 in debt

Total Score

(4.8)

User Score

(4.8)

Total Score

(4.8)

User Score

(4.8)

Price - % of Debt
15-25%
15-25%
Accreditations
AFCC & IAPDA
AFCC & IAPDA
Free Consultation
Yes
Yes
Min. Debt Accepted
$7,500
$7,500
Money-Back Guarantee
Yes
Yes
Number of Reviews
Sending
User Rating 5 (1 vote)

Sending
User Rating 5 (1 vote)

The Good

Reduced Monthly Payments

Flexible Options

Expert Advisers

Reduced Monthly Payments

There is nothing that speeds up a payment process quicker than getting lower interest rates for a loan. With Pinnacle One Funding, you can be sure to get reduced interest rates with reduced monthly payments that will allow you to spend more on other priorities in life and help you manage your savings. They also offer a more simplified mode of payment through consolidation so you'll have one less thing to worry about.

Flexible Options

Pinnacle One Funding helps you find a more customized plan for debt relief and secure convenient debt payment schemes by offering numerous debt relief solutions. Managing debt across several lenders and creditors means high interest rate costs and multiple payments that will bury you deeper in debt and put more pressure on you. Through the diverse options that they offer, you can choose between applying for a personal loan, short term loan, home equity loans and lines of credit, debt relief plans, credit cards, as well as a financial management software to help you track your finances.

Expert Advisers

In our experience, Pinnacle One employs some of the best financial advisors in the industry. They guarantee quick and prompt responses within a 48-hour window, they offer free consultations with no harm to your credit score, and their team is ready on standby to provide clients with answers to their questions, anytime.

The Bad

Not BBB Accredited

Not BBB Accredited

It is important to note that Pinnacle One is not accredited with the Better Business Bureau. While this accreditation is not compulsory, some customers prefer companies with this type of certification so they can gauge how the business interacts with its customers such as complaints and other public data. While being BBB-accredited does not guarantee a business’ reliability of performance, still it would be nice for them to have a solid certification for their exemplary service.

With our research and analysis of the data presented to us, Pinnacle One Funding is on top of our list for highly recommended funding agencies. Their no-obligation and no-risk program gives their clients free reign on their choices without potentially harming their credit score, they have the right approach in providing support for their clients as well as in giving expert advice, and, they constantly reach out to their customers promptly with honest and transparent rates. This makes them one of the most competent, top-notch companies in the industry.

Contact Information

Website: pinnacleonefunding.com
Email: Contact Form
Address: Pinnacle One Funding, 100 Fillmore St Ste 500 Denver, CO 80206
Working Hours: 8:00 a.m – 5:00 p.m

We'll Introduce You!

Call our recommended rep over at Pinnacle One Funding below.

Pinnacle One Funding

Name: Pinnacle One Funding

Description: You need a loan now, you need it approved quickly, and you don't have time for the hassle and stress of visiting your traditional bank and filling in numerous forms. Pinnacle One understands your situation and designed our loan packages to solve all of those problems.

Price range: $3500-$10,000

Payment accepted: ACH

Currencies accepted: USD

Address: 100 Fillmore St Ste 500 Denver, CO 80206

Telephone: 877-220-6175

  • Pinnacle One Funding Review
    (4.8)
4.8

ith our research and analysis of the data presented to us, Pinnacle One Funding is on top of our list for highly recommended funding agencies.

With our research and analysis of the data presented to us, Pinnacle One Funding is on top of our list for highly recommended funding agencies. Their no-obligation and no-risk program gives their clients free reign on their choices without potentially harming their credit score, they have the right approach in providing support for their clients as well as in giving expert advice, and, they constantly reach out to their customers promptly with honest and transparent rates.

Pros

Reduced Monthly Payments
Flexible Options
Expert Advisers

Cons

Not BBB Accredited

Sending
User Review
5 (1 vote)
Comments Rating 0 (0 reviews)

pinnacle-logo-200

Pinnacle One Funding

With our research and analysis of the data presented to us, Pinnacle One Funding is on top of our list for highly recommended funding agencies. Their no-obligation and no-risk program gives their clients free reign on their choices without potentially harming their credit score, they have the right approach in providing support for their clients as well as in giving expert advice, and, they constantly reach out to their customers promptly with honest and transparent rates.

Settlement

VS

Consolidation

VS

Personal Loans

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3 Comments

  1. Val R December 14, 2019
  2. Rowan K December 19, 2019
  3. Rene B January 4, 2020

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