alliance one funding logo

Total Score

4.3

User Score

4.3 rating

Woman makes payment with credit card

Settlement

Settlements are commonly negotiated by third-party agencies who help to discuss your dues with a creditor. In a settlement, it is usually discussed and agreed upon that the borrower pays the creditor a lump sum amount. This amount is usually less than what the borrower originally owes.

Pros

  • Helps you quickly fix your financial problems
  • Might be more costly in comparison to paying the actual amount that you owe

Cons

  • An immediate but a makeshift solution to your debt issues
  • Some lenders might not accept your settlement offer

Consolidation

To consolidate debt is to collectively combine all of your accounts and form them into one enormous, single debt. In debt consolidation, borrowers usually take out a big loan with a more affordable payment option or more moderate interest rates and use it to pay off several other creditors.

  • PROS:

  • Does not require collateral

  • More attainable payment options

  • Instantaneous and straightforward process

  • CONS:

  • May potentially decrease your credit score rating

  • Will accumulate a larger interest rate of up to 15-20%

  • More extended payment terms

Businesswoman Calculating Bill
Couple With Documents Calculating Finance At Home

Personal Loans

A personal loan is a process of borrowing money from banks, credit unions, online lenders, friends, or relatives with a set interest rate and payment plan. Personal loans can be categorized into a Secured or Unsecured Loan. Secured Loans are loans that require collateral or down payment while Unsecured Loans do not require any of it.

While applying for a personal loan can be a viable option, it is also crucial to consider the proposed interest rates and repayment plans being offered to you.

  • PROS:

  • A quicker method for clearing debts

  • Viable for a short-term solution

  • CONS:

  • Lengthy approval time

  • May have higher interest rates

Alliance One Funding

Total Score

4.3

User Score

4.3 rating

Total Score

4.3

User Score

4.3 rating

Price - % of Debt
15-25%
15-25%
Accreditations
AFCC & IAPDA
AFCC & IAPDA
Free Consultation
Yes
Yes
Min. Debt Accepted
$7,500
$7,500
Money-Back Guarantee
Yes
Yes
Number of Reviews
3
3

The Good

Reliable Service

Warm & Approachable Staff

Innovative Website

Reliable Service

Alliance One Funding continually proves itself to be on top of the competition by providing impeccable rates and services to their clients. They make it a point to deliver results and to walk clients through the process of relieving themselves of their debt. One other factor that we appreciate about them is their remarkable staff and a very accommodating support center who make it a point to respond to inquiries and keep you up to date with your account.

Approachable Staff

Debt, especially when it’s overdue, tends to put a lot of strain and pressure on a person and could make him feel less about himself. A majority of the people who have taken our survey have admitted to feeling uncomfortable or embarrassed when approaching funding agencies. However, we have heard nothing but praise for the method of service and customer care that Alliance One has given to clients and potential customers alike.

Innovative Website

One positive feature about Alliance One Funding is their attention to detail and the way they innovate to reach out to consumers. Their clients can easily find what they are looking for with the help of their clean-cut and user-friendly website. Although we appreciate complete and thorough data being laid out to us, it's best to maintain upfront and concise materials for clients to easily gain access to what they need.

The Bad

Slow-Paced Processing

Slow-Paced Processing

Although Alliance One delivers its services with precision, they somehow need to quicken their pace in providing results. However, we're not totally bothered by this since we understand that they like to be thorough and accurate about their processes so there's no room for mistakes.

We find Alliance One to be one of the best debt relief companies in the industry. We value their attention to detail, their flawless customer-support handling, and their accurate execution of their services. It’s very difficult to find a company that can truly deliver their services for a reasonable cost, and Alliance One has proven itself worthy to be on the top spot.

Contact Information

Website: allianceonefunding.com
Email: Contact Form
Address: Alliance One Funding, 101 S. Reid St., Suite 307, Sioux Falls, SD 57103

We'll Introduce You!

Call our recommended rep over at Alliance One Funding below.

4.3
4.3 rating
4.3 out of 5 stars (based on 3 reviews)
Excellent33%
Very good67%
Average0%
Poor0%
Terrible0%

alliance one funding logo

Alliance One Funding

We find Alliance One to be one of the best debt relief companies in the industry. We value their attention to detail, their flawless customer-support handling, and their accurate execution of their services.

Easy to work with and the price is just right.

4.0 rating
October 5, 2019

Easy to work with and the price is just right.

Annie B

I’m satisfied with the service.

4.0 rating
May 14, 2019

I’m satisfied with the service. They’re upfront about the whole deal and they offer flexible options.

Shayan B

Excellent customer service and quick to process my loan without any hidden charges.

5.0 rating
February 8, 2019

Excellent customer service and quick to process my loan without any hidden charges.

Milli F

Settlement

VS

Consolidation

VS

Personal Loans

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